10 things you need to have in your home! This is just a start, but here are 10 things you need to have in your home. A Fire Extinguisher Flashlight and fresh batteries Tarps Duct Tape Clear Plastic Sheets Nails and Screws Plumbing fittings Tools Extension Cord A First Aid Kit Need to get a … Continue reading 10 things you need to have in your home!
You are looking for a local mortgage company? Great start! Mortgage companies near me! Why do you search for a local mortgage lender? Because, when you are shopping for a mortgage lender you want to deal with someone that you can meet in-person. A real person who lives in your city, goes to Mud Hens … Continue reading Mortgage companies near me!
Getting a mortgage in 2018 This may seem daunting! But our mortgage consultants are here to guide you through each step. Here are the basics. Don't quit your job Pay your bills on time Don't buy new "things" using credit What is the underwriter looking for? Your ability and willingness to repay the mortgage loan. … Continue reading Getting a mortgage in 2018
Your credit score does matter! This article tries to quickly cut to the heart of credit scoring models. Questions? Talk to our mortgage consultants for free at 419-350-8420. On myFICO.com forum Donna from LA asked, Why does TransUnion say my credit score is 733 when myFICO says my TransUnion score is 689? I pulled both … Continue reading Your Credit Score
Your credit and a mortgage go hand in hand! Your credit is a vital component of getting a home loan! When you apply for a loan a lender is going to look at your credit and credit score. Why does your credit matter? Your credit and credit score reflects how you've handled your finances historically. … Continue reading Your credit and a mortgage
What is PMI? Great question. The video below describes how private mortgage insurance impacts your monthly payment. Want to learn how it impacts you? Talk to our mortgage consultants today at 419-350-8420. Apply for a mortgage today! https://youtu.be/Cx04eMGCwnA
How do you stand out to the seller when there are multiple offers on a home? Tell them your lender will close in just 14 days!
Do not quit your job Applying for a home loan is a big deal! Congratulations on this new adventure. As your lender we will verify your employment and will need at least a month’s worth of pay stubs to prove your income. Therefore, if you change your employment, and possibly your in-come level, you will … Continue reading 9 things to avoid when applying for a home loan
When you are going from renting to a home loan a common question we get asked as Mortgage Bankers is, "how much can I afford?" This is a great question. When you are ready to purchase a home you can begin to estimate your purchase price based upon your current rent. Simply take your current … Continue reading Renting? A good start when estimating your purchase price range.
Great mortgage question! Being able to answer the question, "how much can I afford as my monthly mortgage payment" is crucial to your financial health. You are looking to buy a home and your real question is what is the purchase price range that I should stay within. A mortgage is just the process of … Continue reading How much can I afford to spend on a home?
USDA home loans are 100% financed by a mortgage lender. GVC Mortgage is a direct mortgage lender and we underwrite and close USDA home loans! Here is what you need to know when qualifying for a USDA home loan. The USDA mortgage program is a guarantee from the United States Department of Agriculture. The Single … Continue reading The 100% Mortgage! USDA Loans. (learn about your 100% home loan)
FHA Mortgage programs! The Federal Housing Administration is the largest mortgage insurer in the world! You get an FHA mortgage through an approved lender. GVC Mortgage is a direct FHA Mortgage Lender and I’m happy to discuss how you can qualify (419) 350-8420. or Apply Today! The 12 FHA mortgage programs that are available to … Continue reading FHA Mortgage Options (top 12 FHA mortgages available)